Check Funds Available
Prerequisite:
A valid consent must exist (see Create Consent) with the following conditions:
The
accountsfield must include a valid IBAN.The parameter
confirmationOfFundsAllowedmust be set totrue.The parameter
validUntilmust be set to9999-12-31.The
accountsfield must contain valid account data.The
transactionsandbalancesfields must be empty in the Create Consent request.
Steps to check if funds are available for payment execution:
1st step:POST /funds-confirmations – Confirmation of Funds Request
This request checks whether a specific amount is available at the time of the request on an account linked either to a given tuple card issuer(TPP)/card number, or addressed by IBAN and TPP respectively.