How to use PIS APIs?

Initiate Payment – SCA required

Steps to initiate a payment:

1st step: POST /{payment-service}/{payment-product} – Payment Initiation Request

This method initiates a payment at the ASPSP. Detailed parameters for this call are described in the method specification.

Important: After the initial payment initiation request, the user must be redirected to the authorization URL provided in the scaRedirect element of the response.

2nd step: GET /{payment-service}/{payment-product}/{paymentId}/status – Payment Initiation Status Request

This call is optional but provides essential information about the transaction status of the payment initiation.

 

Optional methods:

  • GET /{payment-service}/{payment-product}/{paymentId}/authorisations/{authorisationId} – Read the SCA Status of the payment authorisation

  • GET /{payment-service}/{payment-product}/{paymentId} – Get Payment Information

  • GET /{payment-service}/{payment-product}/{paymentId}/authorisations – Get Payment Initiation Authorisation Sub-Resources Request

payment sca

Initiate Payment – SCA not required

Steps to initiate a payment:

1st step: POST /{payment-service}/{payment-product} – Payment Initiation Request

This method is used to initiate a payment at the ASPSP. Detailed parameters for this call are described in the method specification.

2nd step: GET /{payment-service}/{payment-product}/{paymentId}/status – Payment Initiation Status Request

This call is optional but provides essential information about the transaction status of the payment initiation.

 

Optional Methods:

  • GET /{payment-service}/{payment-product}/{paymentId} – Get Payment Information

  • GET /{payment-service}/{payment-product}/{paymentId}/authorisations – Get Payment Initiation Authorisation Sub-Resources Request