Check Funds Available
Prerequisite:
A valid consent must exist (see Create Consent) with the following conditions:
The
accounts
field must include a valid IBAN.The parameter
confirmationOfFundsAllowed
must be set totrue
.The parameter
validUntil
must be set to9999-12-31
.The
accounts
field must contain valid account data.The
transactions
andbalances
fields must be empty in the Create Consent request.
Steps to check if funds are available for payment execution:
1st step:POST /funds-confirmations
– Confirmation of Funds Request
This request checks whether a specific amount is available at the time of the request on an account linked either to a given tuple card issuer(TPP)/card number, or addressed by IBAN and TPP respectively.